Real life on a budget.
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I've been preaching the sinking-fund gospel for years now. However, I forget to sometimes share with you our family's little hidden secret. So, you know that I'm a fan of having a Fully-Funded Continue reading...
Okay, I'm saying it and yes, I feel kind of bad about it. A $1,000 isn't enough and Dave Ramsey is wrong. Hear me out. I love Dave Ramsey. My family is 100% debt-free and is in a way better spot Continue reading...
"Death by a thousand cuts" - have you ever heard that phrase? It's along the same lines as how you eat an elephant - one bite at a time. Meaning, to accomplish big things, takes small actions. And Continue reading...
If you hang around the personal finance world long enough, you'll discover a massive debate. This debate about whether or not paying off your mortgage early is a good idea or not. If you're new here, Continue reading...
Ahhh, the New Year. It always brings about a willingness to change, to renew, recharge, do better, and finally achieve those dreams and goals. But how many times do we make those New Year's Continue reading...
This year will be my family's 6th debt-free Christmas. What does that mean? That means we pay for Christmas in cash - we don't even have a credit card to use if we wanted to! Why is this important? Continue reading...
Yep, you read that right. We do not have health insurance. And yes, we're a family of five consisting of two adults and three children. So, then how do we survive medical issues if we don't have Continue reading...
Last year, my husband found himself needing a different truck than his Colorado. The only problem was that his business didn't have enough cash yet to buy him a truck so we had to personally purchase Continue reading...
Okay, so yes, I have an accounting degree, but let me be completely honest with you - I suck at investing! My husband and I committed the cardinal sin in the financial world and cashed out my old Continue reading...
Today is our 10 year wedding anniversary. We got married in a little town in the mountains of North Georgia for $500 and today, we're headed back to that little town to take our three children to see Continue reading...
