Build a Budget that Works
This book is packed full of practical budgeting advice that will help you build and maintain a budget that actually works. Stop letting your money control you and start making your money work for you.
You can find all the details on Build a Budget that Works here.
The Four Basic Steps to Budgeting: A Step-by-Step Guide
This is the budget that started it all. When I was 21 years old and broke, this is the way I made my first budget and I still refer to it as the budget that saved my life. If you need help getting started with budgeting, I highly recommend you start with this book.
You can download the free version in .pdf here or purchase the Kindle version on Amazon for $0.99 here.
Thank you so much for your support and if you have questions about these books, please email me at thebudgetmama(at)gmail(dot)com.
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I love writing about my family's journey towards financial freedom and about ways to optimize your life, save money, and live well! Here are a few more ways you can save money:
- Cook at home. During our debt-free journey we NEVER went out to eat because we honestly couldn't afford it, and now, even though we could afford it, we still don't go out to eat that often. But I'll be honest, meal planning was such a struggle for me during that time, but it totally saved our budget when I did it effectively! I ended up using a meal planning service for about two years which helped me not only meal plan better, but also helped me to create wholesome, healthy, and delicious meals for my whole family! You can see all the details and try different meal plans based on your preferences here .
- Earn gift cards. A simple way to earn a little extra money from home by using the Swagbucks site instead of Google for searching. I actually still do this to earn Home Depot gift cards for all our home projects. You can also do surveys and a few other things to earn points, which you redeem to purchase gift cards from them. Swagbucks is what we used to earn Amazon gift cards to help pay for Christmas or cash through PayPal to help pay off our debt faster. You can sign up for Swagbucks here.
- Switch Cell Phone Providers. One of the best things we did on the debt-free journey was to switch from our super expensive $150+ a month cell phone bill to a much more affordable plan! In fact, my cell phone bill is only $30 a month (my husband's plan is paid by his business)! Check out Mint Mobile here to see if you can save your family some money!
- Create a budget. It took us a while to figure out a budget that works well for our family, but the two things that we have used over the years and still do (and still love) are my Budget Binder and Personal Capital (online budgeting software). You can see my Budget Binder tutorial here and check out Personal Capital here.
