Are you ready to build a budget that works?
A budget can and will work for you if you just take the time to plan it out and most importantly stick to it. But how?
My mission here at TBM has always been to help others succeed financially. I was once lost, sliding down the steep slippery slope into financial hell. I had to fight tooth and nail to claw my way out. I am far from perfect with money, I still make mistakes budgeting, and you will too. That is okay, that makes us human and means that we are living life, not merely just passing through it.
Building a budget that works takes time and effort, but it is possible. I want a better financial life for you, that is why I started TBM in the first place, to help you. Build a Budget that Works is an extension of my blog. However, do not expect the same old budgeting advice found everywhere else online.
When you fall off the budgeting wagon, stand up, dust yourself off, climb back on and study where you made your mistake(s), so you can avoid them in the future. Build a Budget that Works will help you navigate the long bumpy and ever-changing road of money management. It will cover budgeting for annual expenses (not just the monthly ones), budget accounts/funds, and includes the budget printables that I use in my own Budget and Bill Pay Binder.
Here’s the exciting news — I’m giving away my best selling workbook for FREE! Yes, you read that right. Simply click here to get started.
Still unsure if this is the right book for you? Check out what these awesome ladies have to say about Build a Budget that Works!
Charlee Flaminio from Humble In A Heart Beat
“I have been really lax with our budget lately, so reading Jessi’s book has motivated me to start fresh and to start saving more money. Build a Budget That Works is a seriously quick read (I read it in less than 30 minutes!), and the printables for keeping track of your finances are simple, yet exactly what I need. If you are struggling, like I was, to simplify your budget, this book will give you all the information you need to quickly get back on track. A better financial picture and greater financial peace are both right at your fingertips! “ – Charlee Flaminio (www.humbleinaheartbeat.com)
Sara Pittman from Happy and Humble
“Me and my husband are trying to save for our 2nd home(sold the first and are now staying with relatives while we look for another). We dove right into this, getting out our last 6 months worth of bank statements and highlighting anything that wasn’t a necessity. Every page was neon yellow!! I was embarrassed. I thought we were doing so good and being mindful of our spending. Seeing exactly what we were spending a month on groceries and gas, seeing our yearly health insurance total..GULP. I never thought to look at it that way and put money aside in preparation. These are the simplest steps and exercises that make a huge impact. Critical to get down to the nitty gritty and see what is really going on in your budget. The printables are super convenient and absolutely help to hold yourself accountable and stay on track. Easy read with vital content.” – Sara Pittman (www.happyandhumble.com)
Jana Silvers from BHANG-TIEZ
“I like how you recognize that there are different personality types and that this will affect how each individual sets up their budget, including how we each determine how to manage our annual expenses. I think how we deal with our budgets can change over time, as we become more confident in the system we are using after modifying it each month to fit our lifestyle and personality.
Have an accountability partner – I love this idea! My sister and I discuss our finances regularly and it helps us to stay on track and to brainstorm ideas for improving our own personal systems of budgeting. It is fun to set goals together, and respect that we each have our own pace to accomplish our own individual goals.
I love the checkbook register. Since I seldom write actual checks anymore, I like that I can print this up and place it in my Budget & Bill Pay Binder along with all the other fun pintables.” – Jana Silvers (www.etsy.com/shop/bhangtiez)
Angela Busch from Intricate Small Town American Girl
“If you are looking for some help managing money and/or creating a budget, then Jessi’s Building a Budget that Works is the place to begin. She has taken the overwhelming topic for many and created one place to keep the tips and worksheets so it is easy to understand. I have used her worksheets to help myself, and I could not have found a better book to get me on track. I have pledged to strive to become debt free, and this is where my families journey begins! If you are interested in living debt free or even to create a workable budget to manage money and finances better, this is truly a must read item!” – Angela Busch( www.
Alana from I Have a Future and A Hope
“Build a Budget that Works”. In this colorful, fun, easy to read guide you will learn how to do a monthly budget. You will also figure out all your debts, and how quickly pay them off by using a debt snowball.” You can read Alana’s full review here. – Alana (www.ihaveafutureandahope.com )
“My family typically runs paycheck to paycheck without a budget. With the book Building a Budget that Works we were able to make a working budget! With the budget worksheet we are able to see what is due when and to know which paycheck that bill comes out of. It’s been great and we’ve even been able to contribute to savings! Jessi did a great job on the book and I’m so glad I was able to use it!” – Amy Fann
Raki from Outside the Box Mom
“My Favorite Advice from the Book:
Invest in a Money Minute: Every morning or right before going to bed, have a money minute. This is a sixty-second window in your day that you spend looking over your money. You balance out the day’s transactions, check off bills that have been paid, and prepare the coming day’s financial events. Performing this simple task every day will ensure that you have explicit knowledge of where your money is.” You can read Raki’s full review here. – Raki (www.outsidetheboxmom.com)
Abbie from Angelic Abbie
“The advice given in this book is flawless. I’ve done a lot of research about finances and income and bill pay and all of that jazz, but this book combines it all into one book that’s easy to use and read. You can work through it, assessing your income, budget and expenses.” You can read Abbie’s full review here. – Abbie (www.angelicabbie.com)
“We started our debt-free journey last month and our biggest struggle has been our budget. The worksheets included are great and are super-easy to understand. It makes keeping up with my budget a lot easier and a little easier on the eyes with the colorful pages.” – Toni Landrus
Angela from Intentional Dabblings
“Build a Budget That Works is an all-inclusive system for organizing your expenses so you can be prepared for every bill and start getting your spending under control. Jessii walks you through the process and provides powerful tools to get your started and tips to help you stick with it. With her system, you won’t get caught off-guard by irregular expenses and you’ll learn ways to save a few extra dollars too! This is truly life-changing stuff, if you’ll take advantage of what Jessi is offering and commit to her system.” – Angela (www.
It's less than 10 weeks until Christmas??
And there's less than 6 weeks until Black Friday! 😱 So now, the big question is - do you have enough money saved up to pay for Christmas in cash? If not, now's the time to start saving! Join the Debt-Free Christmas Challenge today and let's make your debt-free goals a reality!