“We’re Debt-Free. No Thank You.”

I’m super excited to share this story with y’all today and I’m even more excited that Money Saving Mom agreed to share it! One of my favorite memories from working in retail, while being a credit card welding maven and “up-selling” customers by “let’s just charge it”, is when I came face-to-face with the girl that I deep down wanted to be. 

The one without massive debt weighing me down and the ability to pay my own way. Read the full story on Money Saving Mom or read more of the teaser below! 🙂

I used to feel rich, as if I had “made it” when I whipped out one of my shiny credit cards.

I loved the rushed I’d get purchasing a brand new Coach bag. I loved spoiling my loved ones with expensive gifts that were well above my pay grade.

I loved going on well-deserved vacations and spontaneous weekend getaways. I felt like a reality TV star. I always looked like a million bucks and felt that I looked good too.

But then, in the dark of night, it would seek me out.

The fear.

The looming.

The dread.

The truth.

I was broke.

Sure, I had nice things and I had amazing credit, but I was broke. I was scrapping by living paycheck to “please God, let this paycheck last me until next payday”.

I thought I was happy living the good life with all my stuff. I thought I was doing what I was supposed to be doing.

I mean, aren’t we supposed to enjoy life? Enjoy the fruits of our labor by spending our money how we see fit?

Yes. We are supposed to enjoy our lives and spend our money in a way that does God’s Will but we too often forget that cash is real money. Debt just means you borrowed the funds to pay for it.

I used to love my credit cards. I couldn’t live without them. I had to always have them with me. I felt empowered when I used them, but then I’d spend the night stressing about how I was going to pay back the money plus pay rent and buy groceries.

One day, while working a huge sale as a manager of a jewelry store, I came face to face with the person I wanted to be.

Read the full post here on Money Saving Mom!