Are you an imposter?
I know, my question is dramatic, but many of us are in fact imposters. I do not mean that we are imposters in the sense that we have a whole another family living in another state or lead a completely different life on the side. I mean we are imposters with our money.
I discovered that I had been being an imposter with my money when I was going through financial hell. After crying into my dog’s fur because I literally had no money and was facing eviction, I decided that the hailstorm was coming one way or another and I could wait for it to hit me in the face or I could run full force towards it.
So, I sat down at my dining room table and created my first budget. It was not easy facing the reality of the financial hell I had created for myself, but that simple budget forced me to take responsibility for my own actions and own up to the fact that no one but myself put me in that situation. After realizing how in the red I was, I tore through my apartment and gathered up everything I could possibly sell on the floor of my living room.
As I sat there going through this mountain of stuff, I realized that this stuff looked like it belonged to someone else. I had expensive clothing, nice gadgets, nice jewelry, and lots and lots of stuff. This was not me. I am simple kind of girl who never really cared about name brand anything but the stuff on my living room floor that night showed me a completely different person that I had become.
I was an imposter. I had been spending money in a way that did not represent me and who I am as a person. As a result of that crazy imposter spending, I had accumulated a mountain of junk that I did not really care about. Sure, this stuff was nice and some if it I really liked but overall, this stuff did not fit my personality at all.
Why I was being an imposter with my money, I have no idea. Maybe it was the people that I had surrounded myself with at the time. Maybe they were unintentionally influencing my purchasing decisions, but ultimately I made the purchases and had to take responsibility for them.
Are you being an imposter with your money? Are you spending your money in a way that represents you and your values? Are you spending money according to your goals and what truly makes you happy? If not, you may be an imposter with the way you spend your money.
The quickest way to check and the check that I do often is to go over all your expenses for the last three months. I typically even pull out the items that I purchased and throw them all on the floor in my bedroom so I have a nice visual of my stuff. I then ask myself if this stuff represents me and does it contribute to my family’s overall goals and happiness?
If the answer is yes, I know that I am spending our money in a way that works for us, but if the answer is no, then I have to revisit our budget and discuss with my hubs why we are spending money outside of our long-term and short-term goals.
If you have never done an “imposter check” before, I highly encourage you to do so. It is super helpful in determining if the way you are spending money and what you are spending money on align with where you want to end up financially.
Have you ever been an imposter with your money?
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