This post is part of our 21 Days to a Better Budget Series! To view all the posts in our series, please click here.
We all know that budgeting can sometimes be no fun, but we also know that it is essential to managing our money effectively. But what happens when we get in a budgeting funk or just get lazy?
I know it happens to me from time to time. I just don’t want to think about our budget. I’ll make every plan to sit down and make our budget for the month only to keep putting it on the back burner while secretly telling myself that “we’re okay – we have enough money”.
But, do we really? Y’all know what usually ends up happening on those months when I’m in a lazy, hazy, budgeting funk?
We fail with our money.
Yep, it never fails – we will completely and total bomb with our money that month because I wasn’t diligent enough to even set the budget, let alone attempt to stick to it. So, now what? How do you get yourself out of that haze?
No More Excuses
Oh the excuse train. I grew up hearing “that’s an excuse, not a reason” from my Daddy, so I’m pretty great at identifying when I’m just making excuses and not actually giving a true reason for why something is the way that it is. Until, I’m lazy, and then everything is an excuse and I’m whining and complaining.
That is why in order to get out of the budgeting funk, you have to stop making excuses for why you aren’t making or aren’t sticking to your budget. It does not matter what answer you come up with…
“I don’t make enough money to budget”
“I don’t even know where to begin.” (Head here if this is your current excuse.)
“I’m so broke that I don’t see how a budget will help me.”
If you aren’t making a budget, you are letting your money control you. You work hard for that money, now put it to work for you.
So, stop making excuses and just…
Get it Done
Seriously, make the gosh-darn budget. It does not have to be perfect or “right”, just do it. Budgeting takes practice and there will be months where you do fail with the budget and that is okay. Pick yourself back up and do it again.
If you aren’t sure where to begin, try one of these posts to help get you started:
The Half Payment Method (a.k.a. “the stop living paycheck-to-paycheck method)
What if you fail?
It’s okay. It really is okay if your budget fails. There is no perfect budget and I have to remind myself of this all.the.time. Don’t let the fear of failing with your budget keep you in a budgeting funk. Pull yourself out by making a budget and sticking to it.
If it fails, ask yourself why and figure out what changes need to be made. Again, you’re not trying to be perfect, you’re just managing the money that you work hard for.
What is your tip for helping others get out of a budgeting haze?
JOIN THE CHALLENGE!
Money controlling you? I know the feeling. My family has been living this real life on a budget for a long time and I can tell you that there's never a perfect season, but with a few changes you can start to reign in your money issues.
Join the 5-Day Challenge today and start getting your money life in order this week!